Disclaimer

Last updated: June 27, 2026

Read this in one line: SimplyInvest gives you educational tools and general information, not advice about your specific situation. The numbers are estimates to learn from, not instructions to act on.

Educational only — not financial advice

SimplyInvest provides educational tools and general information, not financial, investment, tax, or legal advice. The content and calculators are intended to help you understand concepts and explore scenarios. They are not a substitute for personalized advice from a qualified professional who knows your full situation.

Calculator results are illustrative estimates

Every calculator on this site produces illustrative estimates based on the inputs you enter and the assumptions stated on the page (for example, an assumed rate of return, inflation rate, or time horizon). Real-world outcomes depend on factors the calculators cannot know or predict. Results are not guarantees or predictions of future performance, and small changes to your assumptions can produce very different numbers.

Consult a licensed professional

Before making any financial, investment, tax, or legal decision, consult a licensed professional — such as a financial advisor, accountant, or attorney — who can account for your individual circumstances. Do not rely solely on this site to make a decision that affects your money.

No advisory or fiduciary relationship

Using this site does not create any advisory, fiduciary, brokerage, or professional-client relationship between you and SimplyInvest. We do not know who you are, we do not receive your inputs (the calculators run in your browser), and we are not acting on your behalf.

Investing involves risk

Past performance does not guarantee future results. All investing involves risk, including the possible loss of principal. The value of investments can go down as well as up, and you may get back less than you put in. Historical figures, averages, and rates cited on the site can change and may be out of date by the time you read them.

Accuracy and sources

We work to cite figures from named primary sources (such as the Federal Reserve, the Bureau of Labor Statistics, the IRS, and the U.S. Treasury) and to link directly to them. Even so, we do not warrant that all information is accurate, complete, or current, and we are not liable for errors or omissions. If you spot something wrong, please tell us through the Contact page; our correction process is described on the Editorial Standards & Methodology page.

Advertising and affiliate disclosure

To keep the tools free, the site displays advertising and may, in the future, include affiliate links — meaning we may earn a commission if you click certain links or sign up for a product, at no extra cost to you. Advertising and affiliate relationships never determine our editorial content, the figures our calculators produce, or the sources we cite. How advertising cookies are handled is described in our Privacy Policy.

Third-party content

The site links to and cites third-party sources. We are not responsible for the accuracy, content, or policies of any third-party site, and a link is not an endorsement.

Questions

If anything here is unclear, reach us through the Contact page. See also our Terms of Service and Privacy Policy.